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It's not a word I grew up with, and didn't hear until well into adulthood. Like sex, money was not something to be talked about in our home. There was always an undercurrent of lack, that there wasn't enough of anything to go around. So I had no money education, no training in how to budget or save. And then being married to D.F. (a functional alcoholic) who grew up in a very privileged family, we never worked out how to budget either. So at this very late date in my time on earth I am determined to actually learn how to do the math. This much comes in - this much goes out- this much is left & part of it needs to be put aside for rainy days. It really is simple!! But numbers, like spelling, is not my natural habitat. Numbers always trip me up! Especially the odd ones. 2, 4, 6, 8 - those guys seem friendly, easy to work with. But not the others; and fractions & percentages! Well, those are non-starters! This year I am going to keep records, check the bank books and figure out our very simple taxes. It is going to be a year of saving, and responsible spending. No more collecting beautiful crystal, or going to estate sales, no silver tea pots or delightful fabric pieces that I might use for some project. It's gonna be a new day, no matter how frustrated I get with it! I'll keep you posted on my progress! --donna
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January 2022
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